Insurance & coverage made simple
Bloom Speech Therapy accepts South Carolina Medicaid and major private insurance plans, with self-pay options available. For most families, online speech therapy costs little to nothing out of pocket. Not sure what you have? We will check for you, free, before you ever start.
Likely already covered by your plan
We work with South Carolina Medicaid and the leading managed care and private plans across the Carolinas.
Don't see your plan? Reach out anyway. New plans are added often, and we will tell you exactly where you stand.
Three simple paths to getting started
Wherever you are with coverage, there is a clear way forward. Here is what to expect.
If you have Medicaid
South Carolina Medicaid typically covers medically necessary pediatric speech therapy in full. In most cases, families pay nothing out of pocket. We confirm your active coverage and handle the paperwork for you.
If you have private insurance
Many private plans cover speech and language therapy, sometimes with a small copay or deductible. We verify your specific benefits up front so there are no surprises, and you know your costs before the first session.
If you prefer self-pay
Want to skip insurance entirely? We offer straightforward, transparent self-pay rates with no hidden fees. We will share exact pricing on your free consult, since the right plan depends on your child's needs.
How we verify your benefits
You should never have to wonder what therapy will cost. Here is exactly how we make it clear.
Book a free consult
Start with a relaxed, no-pressure call about your child. There is no cost and no commitment to get answers.
Share your insurance details
Tell us your plan and member information. It takes just a couple of minutes, and we handle the rest.
We check your coverage
We verify your SC Medicaid or private plan directly, confirming exactly what is covered and any copay.
You get a clear answer before we start
You will know your real out-of-pocket cost, in plain language, before your child's first session. No surprises, ever.
Insurance & coverage FAQs
Do you take South Carolina Medicaid?
Yes. Bloom accepts South Carolina Medicaid for medically necessary pediatric speech and language therapy. In most cases this means families pay nothing out of pocket. We confirm your active coverage before your child begins.
What plans do you accept?
We accept SC Medicaid, Healthy Blue, Absolute Total Care, First Choice by Select Health, Molina Healthcare of SC, and many private insurance plans, plus self-pay. If your plan is not listed, contact us anyway. We are always adding new ones and will check your specific benefits.
Do I need a referral or prescription?
It depends on your plan. Some plans, especially certain Medicaid and private policies, ask for a referral or physician order, while others do not. During your free benefits check we will tell you exactly what your plan requires and help you gather it.
What does self-pay cost?
Our self-pay rates are simple and transparent, with no hidden fees. Because the right plan depends on your child's goals and session frequency, we share exact self-pay pricing during your free consult so you can choose what fits your family.
Is online therapy covered the same as in-person?
In most cases, yes. SC Medicaid and major private plans generally cover telehealth speech therapy the same way they cover in-person care. We confirm telehealth coverage specifically for your plan when we verify your benefits, so you know before you start.